Buying Your First Home?
Buying Your First Home?
Call Now for an Immediate Quote!
Get To House Hunting Sooner
Know Exactly What You Can Afford Before Searching For Homes!
Working with Chris + team was incredible! They reduced our anxiety and stress levels, were tolerant and patient throughout the entire process, and got the deal done in breakneck speed. We're extremely happy in our new home. Highly recommended!
Jack D.
Christian and his team were wonderful to work with! They helped us refinance our home and we couldn’t be happier. They were always available and patient with us when we had questions. Would highly recommend them for any home financing needs.
Rachel S.
Christian Penner and his mortgage team are the best in the industry! They have all the loan products from the normal loans to even loans for self employed people and small business owners like me. So if you have a great account he can help you by using your business bank statements.
Mickey M.
Know Exactly What You Can Afford Before Searching For Homes!
Working with Chris + team was incredible! They reduced our anxiety and stress levels, were tolerant and patient throughout the entire process, and got the deal done in breakneck speed. We're extremely happy in our new home. Highly recommended!
Jack D.
Christian and his team were wonderful to work with! They helped us refinance our home and we couldn’t be happier. They were always available and patient with us when we had questions. Would highly recommend them for any home financing needs.
Rachel S.
Christian Penner and his mortgage team are the best in the industry! They have all the loan products from the normal loans to even loans for self employed people and small business owners like me. So if you have a great account he can help you by using your business bank statements.
Mickey M.
How America’s Mortgage Solutions Helps You Achieve the Dream of Owning Your First Home
We know that purchasing your first home comes with questions and uncertainties. We answer your questions and simplify the process to make it as clear and smooth as possible.
Unlike a big bank, we will not shy away from obstacles you might face in buying your first home. We will work with you to find a way for you to move into your new house.
You can reach us by phone, email, or text at every stage as we process your application. We will provide updates with each step, moving quickly ahead so you can close on your dream home.
What Type of Loan Can You Use to Buy Your First Home in FL?
Every first time homebuyer has a unique situation. Maybe you cannot afford a large down payment. Perhaps your credit score is not perfect. Maybe you own a business. For all situations, we offer a suitable loan product.
Conventional
First time homebuyers often turn to conventional financing to purchase homes with adjustable or fixed interest rates. A conventional loan does not feature government agency backing. Often when this term is used by first time home buyers, they are talking about mortgages that conform to the Fannie Mae and Freddie Mac loan limits, also called “conforming mortgages.”
FHA
First time homebuyers concerned about barriers involving credit scores or down payments often apply for FHA mortgages backed by the Federal Housing Administration. With their flexible qualifications and affordable features, these mortgages are what make homeownership possible for many applicants.
VA
Veterans, active duty service members, and eligible surviving spouses may apply for the VA loan program if they meet the requirements. Zero down, no PMI, affordable rates, and many other attractive features make this program one of the most competitive out there.
Jumbo
Did you know that you can borrow above the Fannie Mae and Freddie Mac conforming loan limits to purchase your first house? Consider applying for a jumbo mortgage, also called a “non-conforming” mortgage.
USDA
To buy your first home with no down payment in rural Florida, you can apply for a USDA mortgage backed by the US Department of Agriculture.
FHA 203k
If you will be purchasing a fixer-upper as your first home, you can bundle the repair costs with the purchase cost in an FHA 203k loan.
Bank Statement Loans
Don’t earn a traditional pay check? For our self-employed first time homebuyers, we offer bank statement loans. This is how you purchase a home without a W-2.
What Type of Loan Can You Use to Buy Your First Home in FL?
Every first time homebuyer has a unique situation. Maybe you cannot afford a large down payment. Perhaps your credit score is not perfect. Maybe you own a business. For all situations, we offer a suitable loan product.
Conventional
First time homebuyers often turn to conventional financing to purchase homes with adjustable or fixed interest rates. A conventional loan does not feature government agency backing. Often when this term is used by first time home buyers, they are talking about mortgages that conform to the Fannie Mae and Freddie Mac loan limits, also called “conforming mortgages.”
FHA
First time homebuyers concerned about barriers involving credit scores or down payments often apply for FHA mortgages backed by the Federal Housing Administration. With their flexible qualifications and affordable features, these mortgages are what make homeownership possible for many applicants.
VA
Veterans, active duty service members, and eligible surviving spouses may apply for the VA loan program if they meet the requirements. Zero down, no PMI, affordable rates, and many other attractive features make this program one of the most competitive out there.
Jumbo
Did you know that you can borrow above the Fannie Mae and Freddie Mac conforming loan limits to purchase your first house? Consider applying for a jumbo mortgage, also called a “non-conforming” mortgage.
USDA
To buy your first home with no down payment in rural Florida, you can apply for a USDA mortgage backed by the US Department of Agriculture.
FHA 203k
If you will be purchasing a fixer-upper as your first home, you can bundle the repair costs with the purchase cost in an FHA 203k loan.
Bank Statement Loans
Don’t earn a traditional pay check? For our self-employed first time homebuyers, we offer bank statement loans. This is how you purchase a home without a W-2.
Get Started Purchasing Your First Home in Florida Today!
America’s Mortgage Solutions can help you buy a home in West Palm Beach, North Palm Beach, or anywhere in Florida. To apply now, please call (561) 556-9529 to schedule your consultation.
Purchase Your First Home in Florida Now
America’s Mortgage Solutions can help you buy a home in West Palm Beach, North Palm Beach, or anywhere in Florida. To apply now, please call (561) 556-9529 to schedule your consultation.
America’s Mortgage Solutions
712 US-1, #300
North Palm Beach, FL 33408
Phone: (561) 556-9529
NMLS# 368289
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